Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of over $200 billion in retirement savings for more than two million members.

Find out more

VMware's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, Australian Retirement Trust is proud to take care of over $200 billion in retirement savings for more than two million members.

As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services. 

Changes from 1 July 2022

The documents below contain a summary of significant event and material change notification.

Educational videos

We've developed some short videos to help you get the most from your super.
Do you want to find out more about Australian Retirement Trust and how you can make the most of your membership? Our monthly webcast has been specifically designed for new members, or those that may be comparing Australian Retirement Trust to their current super fund. Register here to attend our ‘Make the most of your super’ webcast.

In this webinar, we discuss the various ways you can look after your loved ones through super.



In this webinar, we discuss the unique challenges women face when it comes to growing their superannuation savings for retirement.



Your Plan

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

Super Savings – Corporate PDS [pdf, 2.1MB]
A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.
Super Savings – Corporate Insurance guide [pdf, 555.8KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings guide [pdf, 8MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment guide [pdf, 5.7MB]
Details of the investment option available to you, and information on determining your investor needs.
Target Market Determinations [pdf, 25.1KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Membership application form [pdf, 278.3KB]
Use this form to apply for membership to the VMWare Australia Superannuation Plan. 
Transfer of insurance cover form [pdf, 364.1KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Change of insurance cover form [pdf, 447.6KB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Binding death benefit nomination form [pdf, 409.9KB]
Use this form to make, change or cancel a binding death benefit nomination.
Personal health summary [pdf, 411.7KB]
Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
Insurance variation form  [pdf, 245.2KB]
Use this form to reduce or cancel your existing insurance cover.
Consolidate your super form [pdf, 268.3KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
New starter flyer [pdf, 407KB]

Quick guide to review the benefits of joining the VMWare Australia Superannuation Plan with Australian Retirement Trust.

Membership application form [pdf, 278.3KB]
Use this form to set up your account in full, including opting-in to insurance cover early (if eligible).  
ATO Standard Choice Form [pdf, 263.7KB]
The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.
Key Facts Sheet [pdf, 228.8KB]

The Insurance in super factsheet summarises the key features about the insurance cover provided in your plan.

Make your dreams possible, tomorrow

Without the right super fund, your retirement dreams can often feel beyond your reach. At Australian Retirement Trust, we put your interests first today to help make your retirement dreams possible tomorrow.
It’s one of the many reasons why your employer has chosen us as their default super fund. It’s also why your employer’s super fund could be right for you.

• Members-first fund
• Flexible insurance cover
• Range of investment options
• Access to simple financial advice about your account
• Get discounts with Rewards
• 24/7 access to your account


Find out more