Welcome to Australian Retirement Trust

We're one of Australia's largest super funds and proud to take care of $300 billion in retirement savings for close to 2.4 million Australians.

Find out more

DXC Technology's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is one of Australia’s largest super funds. Close to 2.4 million Australians trust us to take care of over $300 billion of their retirement savings.

We’re here to help you retire well with confidence, focused on strong long-term investment returns, lower fees and the information and access to advice you need to manage your super and retirement.

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NEW Micro-learning modules

Our new library of quick videos to help manage your super is now available. The more you know, the more you can take charge of your financial future.

Learn more

Educational videos

We've developed some videos to help you get the most from your super.

This webinar explores simple strategies to help women unleash their super potential. This is produced in recognition and celebration of International Women's Day 2025.

 

 

55% of Australians aren't sure they'll have enough super by the time they retire.1

Join Australian Retirement Trust’s seminar to gain some useful insights into understanding how you are tracking.

This seminar will explore:
• How much super you might currently have versus how much super you should have at your age
• How much super you are on track to have at retirement versus how much you could have at retirement

1ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by IPSOS on behalf of Australian Retirement Trust from September to November 2023.

 

 

Understand the benefits of membership with Australian Retirement Trust and how your employer default super works.

Key learning outcomes include:
• The benefits of being a member with your corporate plan
• How superannuation savings are invested (default investment option)
• The cost of membership with your corporate plan
• Types of insurance cover available through your corporate plan
• The importance of nominating beneficiaries
• Tools to help them get on top of super

 

 

This webinar discusses how Australian Retirement Trust invests your super, the performance of the investments and important considerations for you to make when investing.

 

 

If you’re interested in finding out about how to financially prepare should something unexpected happen to you, Australian Retirement Trust is holding a seminar which will cover the following:

• The benefits of insurance through super
• Types of insurance cover available through super
• How much insurance cover is necessary
• The importance of nominating beneficiaries
• Tax considerations for beneficiaries

 

 

As a Category B1 member of DXC Technology Defined Benefit Plan, you are invited to attend a session with Australian Retirement Trust to help you to better understand your options and the unique considerations you need to make in relation to your retirement. Find out:

  • When you can access your super.
  • How payroll deductions contribute to your fund.
  • How your defined benefit is calculated when you resign or retire.
  • What other benefits you and your loved ones could be entitled to.
  • How the Lifetime Pension option in retirement works.
  • How Account-based Pensions work.
  • How to take the next step in financially preparing for your retirement.
 

 

As a member of DXC Defined Benefit plan, you are invited to attend a session with Australian Retirement Trust to help you to better understand your options and the unique considerations you need to make in relation to your retirement. Find out:

  • When you can access your super.
  • How payroll deductions contribute to your fund.
  • How your defined benefit is calculated when you resign or retire.
  • What other benefits you and your loved ones could be entitled to.
  • How the Lifetime Pension option in retirement works.
  • How Account-based Pensions work.
  • How to take the next step in financially preparing for your retirement.
 

 

The importance of Nominating a Beneficiary on your superannuation account.

 

 

Accumulation members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Defined Benefit, Lifetime Pension or Spouse members.

What to do if the links provided in the emails are not working for you.

Certain Windows 10 settings may prevent some of the links in the Australian Retirement Trust emails from working. If this is an issue that is affecting you, please try the following which should correct the problem:

  • Go to the Start Menu, Select ‘Apps and Features’, then ‘Default Apps’.
  • Select ‘Choose default apps by protocol’ (bottom of page).
  • Scroll down to ‘MAILTO’ (left hand column on the page, half way down), for its corresponding program, select ‘Outlook’ (this is typically set to Chrome or another browser).
  • Close the Settings page.
 Important update – 1 April 2025
This important update applies to applies to any Super Savings – Corporate Product Disclosure Statements for Accumulation Account issued between 1 July 2024 and 31 March 2025, and the Super Savings Investment Guide and Product Disclosure Statement for Income Account and Lifetime Pension issued 8 July 2024.
 Important update – 1 November 2024
This important update applies to Super Savings – Corporate Product Disclosure Statements for Accumulation Account issued between 1 July 2024 and 31 October 2024.
Super Savings – Corporate Product Disclosure Statement for Accumulation Account [pdf, 1.6MB]
A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.
Super Savings – Corporate Insurance Guide [pdf, 660.6KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 9.4MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 5.1MB]
Details of the investment option available to you, and information on determining your investor needs.
Cost of Product Factsheet [pdf, 612.4KB]
Important information about the annual fees and costs (“Cost of Product”) for each investment option available to you.
Target Market Determinations [pdf, 412.6KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Member application form [pdf, 1.6MB]

Use this form (at the back of the PDS) to apply for membership in the DXC Technology Superannuation plan.

Transfer of insurance cover  [pdf, 280.3KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Change of insurance cover  [pdf, 393.4KB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Binding death benefit nomination form [pdf, 313.2KB]
Use this form to make, change or cancel a binding death benefit nomination.
Personal health summary [pdf, 362.7KB]
Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
Insurance variation form [pdf, 214.9KB]
Use this form to reduce or cancel your insurance cover.
Life Event Insurance options form [pdf, 172.6KB]

Use this form to apply for additional Death and Total & Permanent Disability cover at certain Life Events.

Consolidate your super form [pdf, 1.2MB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
Why join ART? [pdf, 1.1MB]
A quick look at the benefits of joining the DXC Technology Superannuation Plan with Australian Retirement Trust.
Member application form [pdf, 1.6MB]

Use this form (at the back of the PDS) to apply for membership and set up your account in full, including opting-in to insurance cover early (if eligible). 

DXC Technology - Selecting Australian Retirement Trust [pdf, 166.4KB]

Provide this form to your employer to choose the DXC Technology Superannuation plan for your superannuation contributions

ATO Superannuation Standard Choice form [pdf, 429.7KB]

The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.

What happens to my super when I leave DXC Technology? [pdf, 259.9KB]

This factsheet outlines what will happen to your superannuation with Australian Retirement Trust when you cease employment with DXC Technology.

Defined Benefit members

On 28 February 2022, Sunsuper and QSuper merged to form Australian Retirement Trust. 

Each Sunsuper member was issued with a product(s) in Australian Retirement Trust which had the same benefits and features as the Sunsuper product(s) they held at the merger date. 

DXC Technology Superannuation Plan (Defined Benefit Members) is closed to new members. As a result a new Product Disclosure Statement (PDS) was not prepared. 

For copies of information previously provided to you in relation to the former Sunsuper Product (including copies of past PDSs and material change notifications) please contact us on 13 11 84.

 
 Important update – 1 April 2025
This important update applies to applies to any Super Savings – Corporate Product Disclosure Statements for Accumulation Account issued between 1 July 2024 and 31 March 2025, and the Super Savings Investment Guide and Product Disclosure Statement for Income Account and Lifetime Pension issued 8 July 2024.
 Important update – 1 November 2024
This important update applies to Super Savings – Corporate Product Disclosure Statements for Accumulation Account issued between 1 July 2024 and 31 October 2024.
Super Savings – Corporate Insurance Guide [pdf, 660.6KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
DXC Technology Defined Benefit Information Handbook Cat A3 & B1 [pdf, 506.7KB]
This handbook provides information to help you understand your Defined Benefit and your additional accumulation plan.
DXC Technology Defined Benefit Information Handbook Cat EDS [pdf, 469.1KB]
This handbook provides information to help you understand your Defined Benefit and your additional accumulation plan.
Super Savings Investment guide [pdf, 5.1MB]

Details of the investment option available to you, and information on determining your investor needs.

Super Savings guide [pdf, 9.4MB]

Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.

Binding death benefit nomination form [pdf, 313.2KB]

Use this form to make, change or cancel a binding death benefit nomination.

Consolidate your super form [pdf, 1.2MB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 

Lifetime pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

This category is closed to new members. The documents here are provided for information purposes only.

DXC Technology Lifetime Pension Information Handbook Cat A3 & B1 [pdf, 627.8KB]
This handbook provides information to help you understand your DXC Technology Lifetime Pension.

Spouse members

The information and documents contained on this site are unique to the DXC Technology Superannuation Plan and do not apply to you, other than the information directly below.

The links below will take you to the Australian Retirement Trust public site, which contains general information that is relevant to you.

The documents here are provided for information purposes only.

The PDS and Guides for Spouse members are available at australianretirementtrust.com.au/pds

#1 performing super growth option

We're focused on growing your super over the long term. Our High Growth option delivered 9.58% p.a. over the 10 years to 31 December 2024 and we’ve outperformed the industry median over 1, 3, 5, 7, and 10 years.1

Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 December 2024. SuperRatings Fund Crediting Rate Survey – Growth (77-90) Category, 31 December 2024.1

1. Past performance is not a reliable indicator of future performance. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 31 December 2024. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date. Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the relevant product disclosure statements and TMDs before deciding.
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