Got Questions?
We know that super can sometimes seem complex and confusing.
Read the latest edition of Australian Retirement Trust’s BlueScope Member News.
Welcome to Australian Retirement Trust
We're one of Australia's largest super funds and proud to take care of $300 billion in retirement savings for close to 2.4 million Australians.
Find out moreWelcome to BlueScope Super
Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.
Australian Retirement Trust is one of Australia’s largest super funds. Close to 2.4 million Australians trust us to take care of over $300 billion of their retirement savings.
We’re here to help you retire well with confidence, focused on strong long-term investment returns, lower fees and the information and access to advice you need to manage your super and retirement.
NEW Micro-learning modules
Our new library of quick videos to help manage your super is now available. The more you know, the more you can take charge of your financial future.
Educational videos
We've developed some videos to help you get the most from your super.
Will you have enough super for retirement?
55% of Australians aren't sure they'll have enough super by the time they retire.1
Join Australian Retirement Trust’s seminar to gain some useful insights into understanding how you are tracking.
This seminar will explore:
• How much super you might currently have versus how much super you should have at your age
• How much super you are on track to have at retirement versus how much you could have at retirement
1ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by IPSOS on behalf of Australian Retirement Trust from September to November 2023.
BlueScope - Strategies to grow your super
Are you on track to have a comfortable lifestyle in retirement? For members of BlueScope Super, approximately 57% of males and 46% of females aged between 25-44 are on track to reach the Association of Superannuation Funds of Australia Ltd (ASFA) comfortable retirement lifestyle.*
*Based on ASFA Super Balance Detective calculator using BlueScope Super member balances (excluding zero and nil balances) as at 30 June 2024. See superguru.com.au/calculator/super-detective for important information and assumptions.
Investing for your future
This webinar discusses how Australian Retirement Trust invests your super, the performance of the investments and important considerations for you to make when investing.
Looking after your loved ones
If you’re interested in finding out about how to financially prepare should something unexpected happen to you, this webinar covers:
- The benefits of insurance through super
- Types of insurance cover available through super
- How much insurance cover is necessary
- The importance of nominating beneficiaries
- Tax considerations for beneficiaries
Protect you and your loved ones
The importance of Nominating a Beneficiary on your superannuation account.
Your Plan
The information and documents contained on this site are unique to your Australian Retirement Trust plan.
However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.
Important update
This important update applies to Super Savings – Corporate Product Disclosure Statements for Accumulation Account issued between 1 July 2024 and 31 October 2024
PDS and Guides
- Super Savings – Corporate Product Disclosure Statement for Accumulation Account [pdf, 1.5MB]
- A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.
- Super Savings – Corporate Insurance Guide [pdf, 560.1KB]
- This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
- Super Savings Accumulation Guide [pdf, 9.4MB]
- Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
- Super Savings Investment Guide [pdf, 5.1MB]
- Details of the investment option available to you, and information on determining your investor needs.
- Cost of Product Factsheet [pdf, 611.7KB]
- Important information about the annual fees and costs (“Cost of Product”) for each investment option available to you.
- Target Market Determinations [pdf, 25.1KB]
- Target Market Determinations
- This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Forms
- Membership application form [pdf, 1.5MB]
- Use this form (at the back of the PDS) to apply for membership to BlueScope Super.
- Transfer of insurance cover form [pdf, 285.4KB]
- Use this form to transfer your current insurance cover to Australian Retirement Trust.
- Change of insurance cover form [pdf, 341.1KB]
- Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
- Binding death nomination [pdf, 313.2KB]
- Use this form to make, change or cancel a binding death benefit nomination.
- Personal health summary [pdf, 322.9KB]
- Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
- Insurance variation form [pdf, 214.6KB]
- Use this form to reduce or cancel your insurance cover.
- Life Event Insurance options form [pdf, 172KB]
Use this form to apply for additional Death and Total & Permanent Disability cover at certain Life Events.
- Consolidate your super form [pdf, 1.2MB]
- Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account.
Why join Australian Retirement Trust?
- Why join ART? [pdf, 1.2MB]
- A quick look at the benefits of joining BlueScope Super with Australian Retirement Trust.
- Plan Benefits Flyer [pdf, 1.4MB]
- A detailed outline of the features and benefits of BlueScope Super with Australian Retirement Trust.
- Membership application form [pdf, 1.5MB]
- Use this form (at the back of the PDS) to apply for membership to BlueScope Super.
- BlueScope Super - Selecting Australian Retirement Trust [pdf, 190.2KB]
- An allowable alternative to the ATO’s Standard Choice Form. Provide this form to your employer to choose BlueScope Super for your superannuation contributions.
- ATO Superannuation Standard Choice form [pdf, 429.7KB]
- The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.
Insurance Calculator
Other Important Information
- Australian Retirement Trust Retirement Fact Sheet [pdf, 205.5KB]
This fact sheet provides information to support and maximise your lifestyle in retirement.
- Super rates and thresholds fact sheet [pdf, 200.2KB]
The Super rates and thresholds fact sheet provides information on the contribution caps and thresholds.
Deals and discounts on household brands
You can get thousands of exclusive deals and discounts with our member Rewards program. Save big on a wide range of household brands, like Coles, Woolworths, JB Hi-Fi and more.
Download the Australian Retirement Trust app
The Australian Retirement Trust app for members has arrived and it's packed with features to help you dream with your eyes open.
Head to the App Store or Google Play to download the Australian Retirement Trust app.
