Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of over $200 billion in retirement savings for more than two million members.

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Changes from 1 July 2022

The documents below contain a summary of significant event and material change notification.

Update on the progress of your account setup

The limited-service period for the transition is now complete and balances are now visible in Member Online. In the coming week you will receive a communication from Australian Retirement Trust detailing your opening balance and welcome material. In early June your previous fund will send you an exit statement by post.

After phenomenal returns in the past couple of years, share markets have been down in recent months. This has affected nearly everyone’s super balances. Short-term falls in share prices are not something Australian Retirement Trust or any super fund can control nor is it anything to do with APSS’ merger with Australian Retirement Trust. There’s no reliable way of knowing when things will settle down, but every crisis, downturn, recession, correction comes to an end eventually. For more information, please visit our Market Watch page.

Thank you for your patience during this time.

Educational videos

We've developed some short videos to help you get the most from your super.
Do you want to find out more about Australian Retirement Trust and how you can make the most of your membership? Our monthly webcast has been specifically designed for new members, or those that may be comparing Australian Retirement Trust to their current super fund. Register here to attend our ‘Make the most of your super’ webcast.

Australian Retirement Trust has been chosen as the new superannuation provider for the Australia Post Super Scheme (APSS) which will go-live on 30th April 2022. 

Australian Retirement Trust have run a series of webinars to help you understand the various aspects of the transition. You will learn:

The key benefits of being a member of APSS within Australian Retirement Trust;
•  Key dates to be aware of and the important considerations and actions you may need to take;

•  For members with Additional Accumulation Accounts (previously known as Member Savings), how Australian Retirement Trust will invest your superannuation, its investment performance, and options available to tailor your investments.

•  Insurance benefits under the APSS within Australian Retirement Trust;

•  Further support and advice available to guide you through the transition process and beyond.
 

To ensure you receive the information most relevant to you, please watch the session/s that most apply to you.

Webinar for Defined Benefit members of APSS with an additional accumulation account (previously known as Member Savings)

These sessions apply to you if you’re currently a Defined Benefit member of APSS with an additional accumulation account, previously known as ‘Member Savings’ in the APSS.

  

 

Webinar for Defined Benefit members of APSS

These sessions apply to you if you’re currently a Defined Benefit member of APSS without an additional accumulation account, previously known as ‘Member Savings’ in the APSS

 

  

 

Webinar for APSS Pension members, including Transition to Retirement

These sessions apply to you if you currently have a Transition to retirement (TTR) or APSS Pension account in APSS.

  

  

 

Webinar for Rollover non-employee members of APSS

These sessions apply to you if you are:

 •  A former Australia Post, StarTrack or Decipha employee;

 •   An employee who has an account in APSS, but are no longer receiving defined benefits or contributing

 •  A spouse member of an employee or a Family Law member

  

Defined Benefit members

The information and documents contained on this site are unique to APSS.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents here are provided for information purposes only. 

Your PDS, guides, forms, and other documents are currently unavailable, but will be available again soon. If you require a copy, either check here again soon, contact us online or call us on 13 11 84.

Employee Accumulation and Income account members

Accumulation members were known as Rollover members prior to the transition to Australian Retirement Trust.

Income account members were known as Pension members prior to the transition to Australian Retirement Trust. 

The information and documents contained on this site are unique to APSS.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed in this section do not cover Defined Benefit or Super Savings accounts. 

Your PDS, guides, forms, and other documents are currently unavailable, but will be available again soon. If you require a copy, either check here again soon, contact us online or call us on 13 11 84.

Non-employee Accumulation and Income account members

Accumulation members were known as Rollover (non-employee) members prior to the transition to Australian Retirement Trust.

Income account members were known as Pension (non-employee) members prior to the transition to Australian Retirement Trust.

The information and documents contained in the above sections are unique to employee members of APSS. Non-employee members are not eligible to be members of the APSS plan. The links below will take you to the Australian Retirement Trust public site, which contains general information that is relevant to you.

The Transfer guides here are provided for information purposes only.

Your PDS, guides, forms, and other documents are currently unavailable, but will be available again soon. If you require a copy, either check here again soon, contact us online or call us on 13 11 84.

Make your dreams possible, tomorrow

Without the right super fund, your retirement dreams can often feel beyond your reach. At Australian Retirement Trust, we put your interests first today to help make your retirement dreams possible tomorrow.
It’s one of the many reasons why your employer has chosen us as their default super fund. It’s also why your employer’s super fund could be right for you.

• Members-first fund
• Flexible insurance cover
• Range of investment options
• Access to simple financial advice about your account
• Get discounts with Rewards
• 24/7 access to your account

 

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