Got Questions?
We know that super can sometimes seem complex and confusing.
We’re one of Australia’s largest super funds and proud to take care of more than $260 billion in retirement savings for over 2.3 million Australians.
Find out moreYour employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.
Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, over 2.3 million Australians trust us to take care of more than $260 billion in their retirement savings.
As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services.
Knowing how your super’s invested can help you plan for your future, with confidence.
Hear from our Chief Economist – Investments, Brian Parker and APSS Education Manager, Rob Fernandez. Brian will talk about the current challenges and opportunities in the global economy, and how these could impact your super savings. We’ll help you better understand:
This webinar discusses the types of insurance cover that may be available through a super fund and the importance of choosing who’ll get your super and insurance benefits when you die. Tax implication of death benefits paid to beneficiaries is also considered along with information about wills and a power of attorney and why they can also be important when thinking about your super.
View our webcast which looks back on our first year together.
We’ll guide you through your defined benefit and show you the importance of spending just a few minutes now to get on top of your super admin.
We’ll help you better understand your defined benefit:
• How your defined benefit is calculated
• What your ‘Final Average Salary’ and ‘Superannuation Salary’ are, and how they affect how much money you’ll end up with in retirement
• What other parts make up your defined benefit.
Set your super up for success
A little bit of super admin and planning now could make a big difference to your retirement lifestyle. At our webinar, we’ll share your progress at APSS in taking these four important member actions:
• Move your super admin online
• Choose who gets your super when you die
• Know where you’re headed in retirement
• Advice to help you feel on top of your future
This is the first APSS webcast of a three-part series this year. So keep an eye out for our August and November invites.
This panel discussion hosted by Ruth Weaver, Australian Retirement Trust Education Specialist explores the important role education, guidance and accessible financial advice awareness play in addressing the current superannuation gap.
Ruth is joined by Anne Fuchs, Head of Advice and Jess Rix, Head of Member Services.
The importance of Nominating a Beneficiary on your superannuation account.
The information and documents contained on this site are unique to APSS.
However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.
The documents here are provided for information purposes only.
The APSS plan (Defined Benefit Members) is closed to new members. For copies of information previously provided to you (including copies of the PDS) please contact us on 13 11 84.
Use this form to give authority to another person or company to access information about your Australian Retirement Trust account.
Accumulation members were known as Rollover members prior to the transition to Australian Retirement Trust.
Income account members were known as Pension members prior to the transition to Australian Retirement Trust.
The information and documents contained on this site are unique to APSS.
However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.
The documents listed in this section do not cover Defined Benefit or Super Savings accounts.
Use this form to give authority to another person or company to access information about your Australian Retirement Trust account.
Use this form to apply for membership to APSS.
This insurance calculator is for employee members who have an Accumulation account (formerly known as a Rollover Account) only. The premiums outlined in this calculator do not apply to insurance associated with a Defined Benefit account.
To use this calculator, click on the link above and once the file has opened, select ‘Enable editing’ from the yellow ribbon at the top.
Assess your insurance needs and easily apply online for extra insurance today.
Accumulation members were known as Rollover (non-employee) members prior to the transition to Australian Retirement Trust.
Income account members were known as Pension (non-employee) members prior to the transition to Australian Retirement Trust.
The information and documents contained in the above sections are unique to employee members of APSS. Non-employee members are not eligible to be members of the APSS plan. The links below will take you to the Australian Retirement Trust public site, which contains general information that is relevant to you.
Read the latest edition of Australian Retirement Trust’s APSS Member News.
The Australian Retirement Trust app for members is packed with features to help you manage your super on the go.
Head to the App Store or Google Play to download the Australian Retirement Trust app.
We make keeping you connected to your super easy. Manage your account 24/7 through our secure Member Online portal.