Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of more than $280 billion in retirement savings for over 2.3 million Australians.

Find out more

Alcoa's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, over 2.3 million Australians trust us to take care of more than $260 billion in their retirement savings.

As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services. 

Educational videos and Troubleshooting guide

We've developed some videos to help you get the most from your super.

This webinar discusses the potential benefits of adding more to super now, the different ways to do it, and the rules associated.

 

 

Accumulation members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Defined Benefit, Pension, Retained, Spouse members or Casual Alcoa employees.

Super Savings – Corporate Product Disclosure Statement for Accumulation Account [pdf, 2.1MB]

A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.

Super Savings – Corporate Insurance Guide [pdf, 552.4KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 11.8MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 5MB]
Details of the investment option available to you, and information on determining your investor needs.
Cost of Product Factsheet [pdf, 613KB]
Important information about the annual fees and costs (“Cost of Product”) for each investment option available to you.
Target Market Determinations [pdf, 25.1KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Membership application [pdf, 2.1MB]
Use this form to apply for membership to the Alcoa Corporate Superannuation Plan.
Binding death benefit nomination [pdf, 313.2KB]
Use this form to make, change or cancel a binding death benefit nomination.
Change of insurance cover [pdf, 1.1MB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Consolidate your super form [pdf, 1.2MB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
Insurance variation form [pdf, 213.1KB]
Use this form to reduce or cancel your existing insurance cover.
Personal health summary [pdf, 1.2MB]
Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
Transfer of insurance cover  [pdf, 262.4KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Why join ART? [pdf, 1.4MB]
A quick look at the benefits of joining the Alcoa Corporate Superannuation Plan with Australian Retirement Trust.
Membership application [pdf, 2.1MB]
Use this form to to apply for membership and set up your account in full, including opting-in to insurance cover early (if eligible).
ATO Superannuation Standard Choice from  [pdf, 429.6KB]
The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.

Defined Benefit members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Pension, Retained, Spouse members or Casual Alcoa employees.

Defined Benefit Handbook [pdf, 404.8KB]
This handbook provides information to help you understand your Defined Benefit and your additional accumulation plan.
Super Savings – Corporate Insurance Guide [pdf, 552.4KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 11.8MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 5MB]
Details of the investment option available to you, and information on determining your investor needs.
Transfer of insurance cover  [pdf, 282.4KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Change of insurance cover [pdf, 1.1MB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Insurance variation form [pdf, 208.9KB]
Use this form to reduce or cancel your existing insurance cover.
Contribution Change Request [pdf, 158.3KB]
Use this form to change your contribution details for your Defined Benefit account in the Alcoa Superannuation Plan.
Binding death benefit nomination [pdf, 313.2KB]
Use this form to make, change or cancel a binding death benefit nomination.
Consolidate your super form [pdf, 1.2MB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
Transfer to income account form [pdf, 200.6KB]
Use this form if you're still working for Alcoa and want to request a transfer from your defined benefit, including your Additional Accumulation account, to a Super Savings Income account. The PDS and form for the Super Savings Income account is available at art.com.au/pds.

Pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Defined Benefit, Retained, Spouse members or Casual Alcoa employees.

The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

Casual Alcoa employees, Former employees, and Spouse members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Defined Benefit, or Pension members.

The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

A focus on strong, long-term returns

We're focused on growing your super over the long term. In fact, our Balanced option for Super Savings Accumulation accounts delivered 8.3% p.a. over the 10 years to 31 March 2024. It's also ranked in the top 3 balanced options surveyed over 3, 5, 7 and 10 years.1

1. Over the 10 years to 31 Mach 2024, our Super Savings Balanced option returned 8.30% p.a. (Accumulation), 8.26% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.14% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs and investment taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
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