Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of more than $280 billion in retirement savings for over 2.3 million Australians.

Find out more

Super Savings for Ex-IAG & NRMA's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, over 2.3 million Australians trust us to take care of more than $260 billion in their retirement savings.

As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services. 

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NEW Micro-learning modules

Our new library of quick videos to help manage your super is now available. The more you know, the more you can take charge of your financial future.

Learn more

Educational videos

We've developed some videos to help you get the most from your super.

This webinar discusses the potential benefits of adding more to super now, the different ways to do it, and the rules associated.

 

 

This webinar discusses the types of insurance cover that may be available through a super fund and the importance of choosing who’ll get your super and insurance benefits when you die. Tax implication of death benefits paid to beneficiaries is also considered along with information about wills and a power of attorney and why they can also be important when thinking about your super.

 

 

The importance of Nominating a Beneficiary on your superannuation account.

 

 

Super Savings for Ex-IAG & NRMA

Information for former IAG and NRMA employees, spouse members, Family Law members, or employees who have an account in the fund but are no longer contributing.

The information and documents contained in this section are unique to your Australian Retirement Trust plan. However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

Super Savings Product Disclosure Statement for Accumulation Account for Ex-IAG & NRMA [pdf, 1.2MB]

A summary of the significant information you need about your Super Savings account, including standard insurance and fees.

Super Savings Insurance Guide for Ex-IAG & NRMA [pdf, 613.2KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 11.8MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 5MB]
Details of the investment option available to you, and information on determining your investment needs.
Target Market Determinations [pdf, 412.6KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Change of insurance cover [pdf, 397.3KB]
Use this form to change your level of insurance within the standard cover OR to apply for additional insurance.
Transfer of insurance cover [pdf, 284.3KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Binding death benefit nomination [pdf, 313.2KB]
Use this form to make, change or cancel a binding death benefit nomination.
Insurance variation form [pdf, 211.5KB]
Use this form to reduce or cancel your insurance cover.
Consolidate your super form [pdf, 244.9KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 

Pension members

The information and documents contained on this site are unique to the Super Savings Ex-IAG & NRMA Superannuation Plan.

The links below may take you to the Australian Retirement Trust public site, which contains general information that may be relevant to you.

The documents here are provided for information purposes only.

The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

A focus on strong, long-term returns

We're focused on growing your super over the long term. In fact, our Balanced option for Super Savings Accumulation accounts delivered 8.3% p.a. over the 10 years to 31 March 2024. It's also ranked in the top 3 balanced options surveyed over 3, 5, 7 and 10 years.1

1. Over the 10 years to 31 Mach 2024, our Super Savings Balanced option returned 8.30% p.a. (Accumulation), 8.26% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.14% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs and investment taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
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